Health Emergencies Don’t Wait – Why Insurance Matters Now
"I’m still young. Do I need health insurance?” You need insurance regardless of age, financial status, and health condition. This is because life is uncertain, and health is one of the most unpredictable aspects.
No one wants to get sick or have an accident. However, this can happen at any time without warning. In such situations, health insurance is a financial savior that gives you peace of mind and comprehensive protection.
Health insurance is essential for financial protection against rising healthcare costs, ensuring access to vital medical care, and protecting your family from the burden of unexpected illness or accident.
Here are essential reasons why you need to have health insurance.
1. Risk of lifestyle-related diseases
In this modern era, diseases that were once thought to only attack the elderly are now also haunting young people.
Diabetes, obesity, hypertension, heart problems, and respiratory disorders are now increasingly common in productive ages.
What's the leading cause? An unhealthy lifestyle includes a lack of exercise, high stress, pollution, fast food, cellphone addiction, and irregular sleep patterns.
Health insurance gives you access to medical services, treatment, and routine check-ups to detect and manage diseases early. You can focus on recovery and maintaining quality of life without worrying about expensive costs.
2. Medical costs continue to rise
Medical technology is advancing rapidly, but with that advancement, the cost of healthcare services is also skyrocketing. Hospitalizations, surgeries, lab tests, and doctor consultation fees continue to rise.
Without insurance coverage, the financial burden of medical costs can drain your savings and even lead to debt.
Health insurance helps you manage this burden by covering most—or even all—of your medical bills, depending on the type of policy you choose.
3. Protection for the whole family
Family health is a top priority. Health insurance is not just for you; it also protects parents, spouses, and children from unexpected health conditions.
You can choose a family health insurance plan to cover the medical expenses of all family members.
With insurance, you don't have to worry if your child is suddenly ill or if your parents need intensive care. Everything can be handled without adding to the family's financial burden.
4. Prepare for medical emergencies
Emergencies can come suddenly, such as accidents, heart attacks, or other critical illnesses.
In such situations, hospitals or clinics often require funds before performing medical procedures. When you are in a panic and emergency position, it can be challenging to raise funds quickly.
Health insurance makes this process easy. All you need to do is take the patient to a partner clinic or hospital, and the patient can immediately receive treatment without paying up front. This gives you the time and space to focus on recovery rather than costs.
5. Comprehensive and flexible coverage
Health insurance covers various services and treatments, including hospitalization, doctor consultations, medication, diagnostic tests, surgery, and post-hospitalization care.
Many insurance provide additional protection for critical illnesses, such as cancer, kidney failure, and heart disease.
You can also choose the amount of coverage based on your needs, health conditions, and age. With broad coverage and flexible benefits, you may customize health insurance to meet your personal and family needs.
No one can predict the future. With health insurance, you may face the future more confidently and calmly. Health insurance is not just an expense; it is an investment in protecting yourself and your family from financial risks due to health problems.
It is better to have insurance and not use it than to need it and not have it.
About GWS Medika
GWS Medika now has seven clinics strategically positioned around Jakarta, consisting of five primary clinics and two medical centers in Blok M and Permata Hijau.
These two medical centers provide comprehensive health services, from general practitioner consultations to specialists in cardiology, radiology, and dentistry.
Supported by modern facilities, GWS Medika provides various diagnostic services, including heart examinations with treadmills, USG, X-rays, and dental panoramic X-rays.
GWS Medika also provides vaccinations and medical check-ups (MCU) for individuals and companies, IV treatment, home service, and office visits throughout our clinic network.
Skin and aesthetic health services are available, especially at the GWS Medika Blok M Medical Center.
GWS Medika, a health clinic in Jakarta, is committed to providing comfortable, reliable, and easily accessible health services, both at the clinic and directly to your location.
